Summary: Obtaining Builders Risk Insurance as an Owner Builder has always been difficult. It has gotten even more difficult.
You may want to mention on your web site that Course of Construction or Builders Risk Insurance is very difficult to obtain when you are acting as an "owner builder".
We have been turned down by five insurance companies, and still have no insurance. Cindy
Let a professional independent insurance agency/broker do the job you are trying to do.
Here is a quote from such an independent agency’s web site...continued.
Carl Heldmann, byoh.com